The Institute for Policy Innovation

Staving Off the Police State of the Future

The police state of the future won’t require neighbors and family members to spy and report on each other to the local authorities. It won’t require random checkpoints and surprise inspections, or that you constantly be required to produce your papers. That’s because we are …

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Saving Money and Budgeting How-To: Smart Financial Practices

By Russ Wiles The nation’s personal-savings rate is sliding again, dropping to just 3.8 percent of disposable after-tax income as of June. That’s not the lowest rate ever recorded by the Bureau of Economic Analysis, but it’s close. Many Americans clearly have trouble stashing away money. Here are some …

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To Bail or Not to Bail (Obamacare)?

Republicans face an ethical—not to mention political—dilemma: Should they bailout Obamacare?  To do so likely means putting band-aid after band-aid on a failing individual health insurance market that cannot survive without a continuous infusion of billions of taxpayer dollars—and may not survive even then. To refuse will …

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Democrats Push Medicare Expansion Because Obamacare Has Failed

Wait, I thought Obamacare was supposed to solve the problem of access to affordable health coverage—especially for older Americans!  Are Democrats now saying their signature legislation has made the problem worse? Senator Debbie Stabenow (D-Mich.) has introduced the “Medicare at 55 Act” to allow Americans aged 55-64 …

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Reviving Obamacare Repeal By Killing the Health Insurance Tax

By John Gizzi Two weeks after efforts in the Senate to repeal Obamacare were thwarted by a few Republican senators, there is talk of another attempt at taking aim at what is officially called the Affordable Care Act. This could begin through repealing a pivotal …

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Energy Independence Is Close, but Not Close Enough

The U.S. is transitioning to a net natural gas exporter. According to the U.S. Energy Information Administration (EIA), U.S. natural gas exports exceeded imports for three of the first five months of this year. “The United States has been a net natural gas importer (on an average …

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The Demise of myRA

This week the Treasury Department has announced that it is shutting down the myRA program, the lame and perhaps even insidious retirement savings program begun by the Obama administration in 2014. Announced during President Obama’s 2014 State of the Union address, myRA accounts were supposed …

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Obamacare Policy Options: Repair or Wreck

By Christopher Cheney The politics of repealing the Patient Protection and Affordable Care Act have soured, leaving President Trump and repeal-minded Republicans in Congress with few paths forward on healthcare reform. With last week’s collapse of Obamacare repeal-and-or-replace efforts in Congress, the Republican Party’s options have dwindled …

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Why So Many Americans Ignore (Fake) Science

Former Vice President Al Gore is a frustrated man because no one’s listening to him, so much so he’s out with another movie, An Inconvenient Sequel, hoping to finally convince the public that we’re all gonna die!  The problem is that the public has become increasingly …

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United States Is Still World's Largest Oil and Natural Gas Producer; EIA Reports

By Bonner Cohen Demonstrating the dramatic shift in global energy production over the past few years, the U.S. Energy Information Administration (EIA) reports the United States remained “the world’s top producer of petroleum and natural gas hydrocarbons in 2015.” According to EIA’s June 2017 estimates, …

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