Trump's AHPs Rule: a Generally Lousy Idea that Would Reduce Premiums for Some and Make ObamaCare's Costs More Transparent

The Trump administration has released its final rule expanding so-called association health plans. The rule would allow many consumers to avoid some of ObamaCare’s unwanted regulatory costs. But the rule also highlights both the destructive power of ObamaCare and Republicans’ utter lack of imagination when it comes to health care.
Association health plans allow small businesses to claim the same federal exemption from insurance regulation that large businesses have traditionally (if unwisely) enjoyed. Small businesses have long wanted that exemption so they could escape oppressive state regulation. Now, they want it so they can escape oppressive federal regulation—i.e., ObamaCare. The consulting firm Avalere estimates the ability to avoid some of ObamaCare’s unwanted regulatory costs would induce 3.2 million people to enroll in association health plans and reduce their premiums:
Premiums in the new AHPs are projected to be approximately $2,900 a year lower compared to the small group market and $9,700 a year

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